Kinga Wulczynska-Lauer

Kinga Wulczynska-Lauer specializes in helping homeowners 55+ understand how to use home equity as a strategic financial resource in retirement.

As part of Legacy Mortgage Advisors, she works with clients to explore options such as reverse mortgages, home equity access, and financing strategies designed to improve cash flow, reduce financial pressure, and support long-term planning.

Her areas of focus include:

• Home Equity solutions, including Home Equity to Purchase your Retirement Home
• Accessing home equity without required monthly mortgage payments
• Using housing wealth to support retirement income and lifestyle goals
• Coordinating home financing with broader financial plans

Because Kinga is also a licensed Realtor® and Mortgage Loan Originator, she is able to provide a more complete perspective when clients are considering both real estate decisions and financing options—whether staying in their home or transitioning to a new one.

Kinga holds the Seniors Real Estate Specialist (SRES®) and Certified Senior Housing Professional (CSHP®) designations and works closely with financial advisors, CPAs, and families to help clients make informed, well-coordinated decisions.

She provides Competent, Objective Advice, helping clients make informed decisions aligned with their goals.

Mortgage services are offered through a licensed lending entity. Not all services are provided under the real estate brokerage license.